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State Farm® Insurance Agent Philip Watson

Watson Ins and Fin Svcs Inc

(301) 645-1277
3200 Crain Highway Suite 202
Waldorf, MD 20603-4841

On 301 in Waldorf on the 2nd floor of the Hamilton Bldg between the Sleep Number Bed and Waldorf Kia

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Office Info


3200 Crain Highway Suite 202
Waldorf, MD 20603-4841


About Me

It's Life Insurance awareness month at State Farm in Waldorf MD. Call in for a quote and mention you saw this website and we'll give you a gift card to a local business for getting a Life Insurance Quote. If you already have life insurance, you can refer a freind.

About Philip:

Philip was born and raised in Waldorf, Maryland where he attended Thomas Stone High School the College of Southern Maryland. He is excited to part of a company whose core values align with what he believes, helping others and providing exceptional customer service.

Philip has held various positions in the Auto Industry prior to joining State Farm. As a State Farm Agent he is looking forward to being able to give back to the community he grew up in and provide a career path to others.

Philip and his wife, Cindy, are the proud parents of three daughters. He enjoys being involved in his daughters' activities, including coaching soccer, volleyball and softball, and serving as the team manager for their Destination Imagination teams. He also enjoys playing slow-pitch softball, kickball, bowling and has recently taken an interest in learning to play golf.

Cindy is also a part of the team at Watson Insurance and Financial Services, Inc. She is eager to help grow the business.

Licensed for auto insurance, life insurance, home owners insurance, renters insurance and business insurance in Maryland, Virginia, Washington DC, Delaware and Pennsylvania


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Home Loans, Annuities

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Committed to providing exceptional customer service and making a positive impact in our local community. Located in Waldorf MD and offering auto, home, life, health, business, commercial insurance in the surrounding counties of Charles, St Mary's, Calvert and Prince George. Licensed to do business in Maryland, DC, Virginia, Pennsylvania and Delaware.

I’m licensed to assist you with Property & Casualty and Life & Health Insurance in my home state of MarylandDC, Virginia, Pennsylvania and Delaware. Come visit me at our office or call today so I can help you get started on an insurance quote!

Now Offering Virtual Personal Plan Review

The team here at Philip Watson - State Farm is an important part of our success, they help make sure our customers are properly covered and understand their coverage options. Cindy, Cheryl, Allison and Nicole are licensed and able to provide quotes for Life, Health, Auto, Home and Business Insurance.

Cindy Watson State Farm Agent Team Member

Cindy Watson

Account Manager

About Cindy:

Cindy was born and raised in Southern Maryland where she resides with her husband and three daughters.

Prior to joining Philip Watson - State Farm, Cindy worked in the education field. For 9 years she worked at St. Mary’s Bryantown Catholic School doing a variety of jobs including Pre-Kindergarten Instructional Assistant, Librarian and Substitute Teacher. Cindy was also involved in the Maryland Destination Imagination Program for many years and was even the School Sponsor.

Cindy is excited for her career change and is looking forward to servicing her community in the Insurance Industry.

Nicole Padgett State Farm Agent Team Member

Nicole Padgett

Account Manager

Hello, I’m Nicole! As an Account Manager, I’m licensed to assist you with Property and Casualty in my home state of Maryland. In my free time, I enjoy shopping, traveling, and spending time with my family. Stop by our office in Waldorf, MD to get started on a free insurance quote!

Allison Bennett State Farm Agent Team Member

Allison Bennett

Account Manager

Hello. As an agent team member and producer, I am licensed to assist you with Property and Casualty Insurance in my home state of Maryland, as well as Virginia. In my free time, I enjoy refurbishing furniture, being outside with my family, and traveling, especially to the beach. Come visit me at our office or call today so I can help you get started on a free insurance quote.
Cheryl Mellinger State Farm Agent Team Member

Cheryl Mellinger

Account Manager

About Cheryl:

Cheryl was born & raised in Upper Marlboro, MD and graduated with an accounting degree from Bridgewater College. She has been happily married for 35 years and is a mother of 2 and now proud Grandmother of 1. Cheryl is the daughter of Leonard Richardson who was a 42 year agent with State Farm, and has been working for State Farm since 1978. She is capable of handling any and all or your insurance needs. Auto, Home, Renters, Life, Health and Business are some of her specialties. She also enjoys providing comprehensive coverage reviews.

"I thoroughly enjoy my job and the lasting relationships we build with the wonderful customers we service."

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.