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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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Jenifer Parada

October 30, 2025

5  out of  5
rating by Jenifer Parada
"They are wonderful. Great communication. We have house and car insurance with them all the workers are lovely and patient and polite."
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Joshua Peter

October 22, 2025

5  out of  5
rating by Joshua Peter
"Allison Bennett helped my dad and I sort some things out with our insurance. She was fast and efficient. Thanks again Allison!"
We responded:
"Hi Joshua, Thank you for your kind words! We’re happy to hear that Allison Bennett was able to assist you and your dad quickly and efficiently. At Philip Watson Insurance and Financial Services Inc, we pride ourselves on providing fast, reliable service for all your insurance needs—including auto, home, renters, life, and disability insurance—throughout the DMV area, covering Maryland, Washington DC, Virginia, and Delaware. We also serve local communities like La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. Please don’t hesitate to reach out if you need any further assistance or personalized insurance solutions. Thanks again for choosing us! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Sandra C

October 21, 2025

5  out of  5
rating by Sandra C
"My experience with the Philip Watson State Farm Insurance Agency was great. I worked with Alyssa through the entire process of switching my insurance company to State Farm. Alyssa was patient, thorough and a great communicator. She thoroughly explained the insurance coverage I was getting and answered all of my questions. She was easy to get in touch with and immediately responded to any call or email."
We responded:
"Hi Sandra, Thank you for your wonderful feedback! We’re glad Alyssa could guide you smoothly through switching your insurance to State Farm. At Philip Watson Insurance and Financial Services Inc, we’re committed to providing clear, personalized service and competitive rates on property insurance, vehicle insurance, renters, life, and disability coverage throughout Maryland, DC, Virginia, and Delaware. Our agency proudly serves residents in Southern Maryland communities such as Charles County, St. Mary’s County, La Plata, Waldorf, and Clinton, as well as the greater DMV area. We appreciate your trust and look forward to continuing to support your insurance needs. Please don’t hesitate to contact us anytime for tailored insurance solutions in the DMV region! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Demeke Delelegne

October 20, 2025

5  out of  5
rating by Demeke Delelegne
"A Lady called Alissa helped me a lot on the process of completing my auto and home property insurance. Insurance processes have become so sensitive and people like Alissa are very important to explain and resolve doubts of customers. I really apprcetiate her assistance on these regards. VBR//Demeke"
We responded:
"Hi Demeke, Thank you for your wonderful review! We’re thrilled to hear that Alyssa provided exceptional assistance with your auto and home property insurance. At Philip Watson Insurance and Financial Services Inc, we understand that insurance processes can be complex, which is why our team is dedicated to guiding clients through every step—whether it’s motorcycle insurance, property insurance, renters, life, or disability coverage throughout the DMV area, including Maryland (MD), Washington DC, Virginia (VA), and Delaware (DE). We proudly serve local communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. We appreciate your trust in us to protect what matters most and are always here to provide personalized insurance solutions tailored to your needs. Please don’t hesitate to reach out if you need any further support or insurance services in the DMV region. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Matthew Hoepfl

October 17, 2025

5  out of  5
rating by Matthew Hoepfl
"JASMIN was GREAT! 😅"
We responded:
"Hi Matthew, Thank you for your fantastic review! Jasmin and the entire team at Philip Watson Insurance and Financial Services Inc are dedicated to providing excellent service for all your insurance needs, including auto, home, renters, life, and disability insurance throughout MD, DC, VA, and DE. We’re glad to make your experience smooth and helpful! If you ever need personalized insurance solutions in areas like Charles County, St. Mary’s County, or Southern Maryland, feel free to reach out anytime. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Francisco Franco

October 17, 2025

5  out of  5
rating by Francisco Franco
"Excelente"
We responded:
"Hi Francisco, Thank you very much for your excellent review! At Philip Watson Insurance and Financial Services Inc, we pride ourselves on providing exceptional service in auto, home, renters, life, and disability insurance for the communities of MD, DC, VA, and DE, including La Plata, Waldorf, and Southern Maryland. We are here to help you protect your assets and your family with the best coverage options. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services In"
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Michelle A.

October 17, 2025

5  out of  5
rating by Michelle A.
"It's such a pleasure to work with this agency especially with a busy schedule. They send me friendly reminders and keep me up to date with new products that are available."
We responded:
"Hi Michelle, Thank you for your kind words! At Philip Watson Insurance and Financial Services Inc, we’re committed to providing affordable life insurance, vehicle insurance, and renter’s insurance to our valued clients across MD, DC, VA, and DE, including areas like La Plata, Waldorf, and Southern Maryland. We understand how busy life can get, so our friendly reminders and timely updates help you stay protected with the best coverage options. If you ever need assistance with auto, home, or even short-term and long-term disability insurance, don’t hesitate to reach out. We’re here to help you and your family secure your future. Thanks again for choosing us! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Joyce Thompson

September 26, 2025

5  out of  5
rating by Joyce Thompson
"Jasmine was very helpful and very professional"
We responded:
"Hi Joyce, Thank you for your positive review! We’re thrilled to hear that Jasmine provided you with professional and helpful customer service at a reasonable price. At Philip Watson State Farm Insurance, we are committed to offering affordable auto insurance, home insurance, and personalized insurance solutions to meet your unique needs. Providing excellent customer support and reliable coverage is our top priority. We appreciate your trust in our State Farm insurance agency and look forward to assisting you with all your insurance needs in the future. Best regards, Philip Watson State Farm Insurance Agent"
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Suzanna Fowler

September 26, 2025

5  out of  5
rating by Suzanna Fowler
"Called to obtain car insurance today and spoke with Jasmine and she was such a huge help and was the most patient and sweet soul. I really appreciate her and being insured by State Farm."
We responded:
"Hi Suzanna, Thank you so much for your wonderful review! We're thrilled to hear that Jasmine was able to assist you with your car insurance needs with such patience and care. At Philip Watson - State Farm Insurance Agent, we are committed to providing affordable, reliable insurance solutions tailored to you and your family’s needs. In addition to car and accident insurance, we also offer a full range of coverage options including life insurance, disability insurance, home insurance, and business insurance. Proudly serving Southern Maryland, including Charles County, we are dedicated to protecting what matters most to you. If you have any questions or need assistance with any of our insurance services, please don’t hesitate to reach out. We appreciate your trust in State Farm and look forward to supporting your insurance needs for years to come. Best regards, Philip Watson State Farm Insurance Agent Serving Southern Maryland & DMV"
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Tyrone Ty

September 25, 2025

5  out of  5
rating by Tyrone Ty
"I feel very secure and safe when I'm dealing with Cheryl she very professional and makes sure she gives me her best every time she takes my phone call or walk in the office she's the best"
We responded:
"Thank you Tyrone! Everyone at Philip Watson State Farm appreciates you taking time out of your day to give us a 5 star review."
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Paul Faucheux

September 22, 2025

5  out of  5
rating by Paul Faucheux
"Everyone was very helpful. They took time and explained every option. They guided me through and found a plan that worked for our business and was more affordable than the competition for a better plan."
We responded:
"Thank you, Paul, for your positive review! At Philip Watson State Farm in Southern Maryland, we are committed to providing personalized commercial insurance solutions that meet the unique needs of your business. Our experienced team takes the time to explain every coverage option, helping you find affordable small business insurance plans that offer better protection and value than the competition. In addition to commercial insurance, we offer a full range of State Farm products including auto insurance, home insurance, life insurance, and more — all designed to protect what matters most to you and your family. Whether you’re a business owner in Southern Maryland or looking for trusted personal insurance coverage, Philip Watson State Farm is here to guide you every step of the way. Contact us today for a free consultation and discover why so many Southern Maryland residents and business owners trust Philip Watson State Farm for their insurance needs! Best regards, Philip Watson Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Sean Williams

September 15, 2025

3  out of  5
rating by Sean Williams
"Monthly payment is really high, but they do provide good service"
We responded:
"Hi Sean, Thank you for your honest feedback! We understand that monthly payments can be a concern, and we’re committed to providing excellent service. At Philip Watson - State Farm Insurance Agency, we work closely with our customers all over MD, and the surrounding states, to tailor affordable insurance coverage that fits both their needs and budget. Whether you’re looking for auto insurance, home insurance, or life insurance, we strive to offer comprehensive protection at competitive rates. If you ever want to explore options to lower your premiums while maintaining quality coverage, please don’t hesitate to reach out. Your satisfaction and peace of mind are our top priorities! Best regards, Philip Watson State Farm Insurance Agent"
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sharon Jones

September 13, 2025

5  out of  5
rating by sharon Jones
"Cindy was wonderful, she answered all of my questions and her was voice was very soothing."
We responded:
"Hi Sharon, Thank you for your kind words! We’re delighted Cindy was able to provide you with excellent service and answer all your questions. At Philip Watson - State Farm Insurance Agent, we offer a full range of State Farm insurance products, including auto insurance, home insurance, life insurance, disability insurance, and more. Our team is dedicated to helping you find the right coverage at a great price to protect what matters most. If you have any questions about any State Farm insurance line or need personalized assistance, please don’t hesitate to reach out. We’re here to help you every step of the way! Best regards, Philip Watson - State Farm Insurance Agent Philip Watson Insurance and Financial Services Inc"
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jayro maradiaga

September 11, 2025

5  out of  5
rating by jayro maradiaga
"I had the pleasure of speaking with Jasmin today. She shared a lot of valuable information about the importance of securing my family's future in case something were to happen to me. We ended our conversation by finalizing a life insurance policy, and I feel confident knowing my loved ones are protected. I’ll definitely be referring my family to her—plus, it’s a huge bonus that she speaks Spanish, so I know they’ll be in good hands"
We responded:
"Hi Jayro! Thank you so much for your kind words and for choosing State Farm Philip Watson for your life insurance needs! We're thrilled to hear that Jasmin provided valuable information and helped you secure a life insurance policy that gives you peace of mind. Protecting your family's future is our top priority, and we’re proud to offer personalized service—including bilingual support in Spanish—to make the process easier for you and your loved ones. Your referrals mean a lot to us, and we look forward to assisting your family with trusted, affordable life insurance solutions. If you ever have questions or need further assistance, please don’t hesitate to reach out! Best regards, Philip Watson State Farm Philip Watson Insurance and Financial Services Inc "
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Ashley Bullock

September 9, 2025

5  out of  5
rating by Ashley Bullock
"Ashley was very helpful and fast. She deserves a raise!!"
We responded:
"Thank you, Ashley, for the fantastic 5-star review! We're glad to hear that Ashley(Dalton) provided you with fast and helpful service at a reasonable price. At State Farm Philip Watson, we pride ourselves on delivering efficient, personalized insurance solutions that fit your budget—whether it's auto, home, or life insurance. If you ever need assistance or have questions about your coverage, don't hesitate to reach out. We're here to protect what matters most to you! Best regards, State Farm Philip Watson Philip Watson Insurance and Financial Services Inc"
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Sherrie Hunter

September 3, 2025

5  out of  5
rating by Sherrie Hunter
"Ashley was very helpful in answering my questions about my auto insurance"
We responded:
"Hi Sherrie, Thank you for your 5-star review! I’m thrilled to hear that Ashley was able to provide helpful answers about your auto insurance needs. At Philip Watson - State Farm Insurance Agent, we pride ourselves on offering affordable vehicle insurance solutions tailored to your unique situation. Whether you’re looking for comprehensive car insurance, liability coverage, or personalized customer service, we’re here to help you find the best policy in Waldorf, Maryland, and Charles County. If you have any more questions about auto insurance quotes, coverage options, or how to save on your vehicle insurance premiums, please don’t hesitate to contact us. Your satisfaction on the road is our top priority. Thank you again for choosing Philip Watson - State Farm Insurance. We look forward to serving your insurance needs for years to come! Drive safe, Philip Watson State Farm Insurance Agent www.waldorfSF.com “Like a good neighbor, State Farm is there.”"
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isaias castelan

August 28, 2025

5  out of  5
rating by isaias castelan
"Excelente servicio se los recomiendo Jasmin me ayudó en todo muchas gracias muy profesional"
We responded:
"Thank you for your excellent 5-star review of Philip Watson - State Farm Agent! We're thrilled to hear that Jasmin provided you with professional and helpful service throughout your insurance needs. At Philip Watson State Farm, we pride ourselves on delivering reliable auto insurance, home insurance, and personalized customer support. Your recommendation helps others find a knowledgeable State Farm insurance agent who truly cares. If you're looking for affordable insurance quotes or expert advice on life insurance, renters insurance, or business insurance, Philip Watson and his team are here to assist you every step of the way. ¡Muchas gracias por su recomendación! Estamos aquí para servirle. Best regards, Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc "
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Barry Dube

August 26, 2025

5  out of  5
rating by Barry Dube
"I have been dealing with State Farm for over 5 decades (yup, I’m ole guy).. Cindy and crew Dan, great job of taking care of me and my families insurance needs. Things are always changing and, quite frankly, I’ve expanded my insurance needs quite a bit over the last six years and they have been there every step of the way. They are professional. They are quick to respond. They are Patient and they do a great job of taking care of me and my family’s needs. They alwaysengage with you as a person!! She treats you like you'd like to be treated, with respect, consideration, and the personal touch. As we say in the military- Bravo Zulu! To Cindy and the rest of the crew thank you. Under the heading of you, get what you pay for I am pleased with State Farm and Cindy"
We responded:
"Hi Barry, thank you for your incredible 5-star review and for trusting Philip Watson - State Farm Insurance Agent for over five decades! We’re honored to support you and your family’s evolving insurance needs, whether it’s auto insurance, home insurance, life insurance, or more. Cindy, and the entire team are dedicated to providing professional, personalized service with quick responses and genuine care. We truly appreciate your loyalty and kind words—it means a lot to us. If you or your family ever need assistance or want to review your insurance coverage in MD, DC, VA or DE, don’t hesitate to reach out. Thank you again for choosing State Farm for your insurance protection! -Philip Watson, State Farm Agent -Philip Watson Insurance and Financial Services Inc"
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Paxton Gilliam

August 22, 2025

5  out of  5
rating by Paxton Gilliam
"Philip Watson. State Farm Insurance agency office is outstanding."
We responded:
"Hi Paxton, Thank you for your positive review! At Philip Watson State Farm Insurance Agency, we pride ourselves on offering competitive vehicle insurance rates and exceptional customer service. Whether you’re looking for affordable car insurance, comprehensive coverage, or personalized insurance solutions, our team is here to help you find the best State Farm Insurance policies tailored to your needs. We appreciate your trust in Philip Watson State Farm and look forward to assisting you with all your vehicle insurance and other insurance needs. Best regards, Philip Watson State Farm Agent Philip Watson Insurance and Financial Services Inc"
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jose flores

August 20, 2025

5  out of  5
rating by jose flores
"Jasmine was very friendly and helpful, she assisted me in getting the plan that was right for me in a short amount of time. I'd stronger recommend to others 🙂"
We responded:
"Hi Jose, Thank you for your fantastic review! We're glad Jasmine could provide friendly and efficient service to help you find the perfect State Farm insurance plan tailored to your needs. At our office, we’re committed to making the process quick and easy, whether you’re looking for auto, home, or other insurance coverage. We appreciate your recommendation and look forward to assisting you and your referrals with trusted State Farm insurance solutions! Best regards, Philip Watson - State Farm Insurance Agent Philip Watson Insurance and Financial Services Inc"
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Jackie Neale

August 19, 2025

5  out of  5
rating by Jackie Neale
"I have alway had Statefarm. Best insurance ever."
We responded:
"Hi Jackie, Thank you so much for your kind words and for being a loyal State Farm customer! We’re thrilled to hear you’re happy with your coverage and pricing. If you ever have any questions or need assistance with your vehicle insurance, don’t hesitate to reach out. We appreciate your trust in State Farm and look forward to continuing to serve you! Best regards, Philip Watson - State Farm Insurance Agent Philip Watson Insurnace and Financial Services Inc"
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Nubyan Leo

August 19, 2025

4  out of  5
rating by Nubyan Leo
"It started off a little slow but over all my experience was good. I asked a lot of questions and had different plan options to find the best payment option for my auto and homeowners insurance. Alyssa Chukwurah was very attentive, followed up and even called me on a weekend when she was off. There were a few hiccups but they were corrected. Still waiting on my call from Mr. Watson."
We responded:
"Hi Nubyan Leo, Thank you for taking the time to share your experience with us! We're glad to hear that Alyssa Chukwurah provided attentive and personalized service, helping you explore different plan options to find the best payment solution for your auto and homeowners insurance. We appreciate your patience through the initial hiccups and are committed to ensuring everything is resolved to your satisfaction. Regarding your follow-up with Mr. Watson, he will be in touch when available. In the meantime, our office is available Monday through Friday, 9 AM to 5 PM, to assist with any questions or concerns you may have. Your feedback is invaluable in helping us improve our customer service. Thank you again for choosing Philip Watson - State Farm Insurance. We look forward to assisting you with all your insurance needs! Best regards, Philip Watson - State Farm Insurance Agent Philip Watson Insurance and Financial Services Inc"
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opal webb

August 7, 2025

5  out of  5
rating by opal webb
"I spoke with Alyssa & I’ve never experienced such professionalism!! She was very helpful & knowledgeable. I’m very happy with the bundle I decided to get with State Farm. Great prices!!!"
We responded:
"Hi Opal, Thank you for your wonderful review! We're glad Alyssa was able to provide you with professional and knowledgeable assistance for your vehicle insurance and mortgage insurance needs. At State Farm, we strive to offer great prices and tailored insurance bundles that fit your unique situation. We're happy you found the right bundle to protect what matters most. If you have any questions or need further help with your insurance coverage, please don’t hesitate to contact us! Best regards, Philip Watson - State Farm Insurance Agent Philip Watson Insurance and Financial Servcices Inc"
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Kim Crawford

July 30, 2025

5  out of  5
rating by Kim Crawford
"Julia was incredibly responsive and helpful when I reached out for a renter’s policy for my daughter moving in from out of state. We come from a State Farm family and were treated like family!"
We responded:
"Thank you so much, Kim! We're so happy to hear that Julia could assist you and make your daughter’s move a little easier. At State Farm, we truly value treating every customer like family, and it's wonderful to know you felt that way. If you ever need anything insurance or financial service related, don’t hesitate to reach out. Wishing your daughter all the best in her new home! -Philip Watson State Farm Agent -Philip Watson Insurance and Financial Services Inc"
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Darrell White

July 30, 2025

5  out of  5
rating by Darrell White
"Great staffs"
We responded:
"Hi Darrell, Thank you so much for your kind words! We're glad to hear you found our prices reasonable and that our staff provided great service. We truly appreciate your support and look forward to assisting you again in the future. Best regards, Philip Watson State Farm Insurance Agent"